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Meet Candy
Chartered Financial Consultant
Candy Yap is a Chartered Financial Consultant (ChFC/S), Estate Planning Practitioner, law graduate, and a five-time Million Dollar Round Table (MDRT) qualifier, including one Court of the Table (COT) achievement.
Over the past decade, Candy has helped hundreds of families navigate life’s most important financial decisions, from wealth protection and retirement planning to legacy creation and financial wellness.
Yet her journey was far from conventional.
Trained in law and called to the Malaysian Bar, Candy began her career believing success would follow a carefully planned path. Instead, life presented unexpected detours that challenged her understanding of success, money, and even her own identity. Faced with financial struggles, personal setbacks, and the difficult decision to leave behind the profession she had worked so hard for, she chose to start over in Singapore and rebuild from scratch.
Those experiences would eventually shape the philosophy that guides her work today.
Candy believes that our relationship with money is deeply emotional. Behind every financial decision lies a personal story—our upbringing, experiences, fears, beliefs, and aspirations. To build wealth sustainably, we must first understand our own money story.
This belief has shaped the way she serves clients and audiences alike. Rather than focusing solely on products, portfolios, or numbers, Candy is passionate about helping people develop greater self-awareness, clarity, and confidence in their financial journey.
As a speaker, she combines professional expertise with personal authenticity, sharing lessons on resilience, financial wellness, intentional living, and building a meaningful legacy. Her talks are known for blending practical insights with real-life experiences, creating conversations that are both thought-provoking and deeply relatable.
Candy believes that true wealth is not measured solely by what we accumulate, but by the choices we create, the lives we impact, and the legacy we leave behind.